Marian and Beata F.
Beata and I have been clients of Caldwell Advisory since 1996 and have worked extensively with Josef to ensure that our family and business are properly protected and prepared for the future. Regardless of whether we’ve dropped in unexpectedly or we’re there for our scheduled review Josef has always taken the time to explain things in terms we can understand, being sure not to confuse us with technical jargon that sails over our heads. Josef is great at helping us feel confident with the plans we’ve put together with him and always reassuring at times when we need it most. It is nice to have friend as financial advisor.