• June 18, 2019

    Of Ants and Grasshoppers

    In a field one summer’s day a Grasshopper was hopping about, chirping and singing to its heart’s content. An Ant passed by, bearing along with great toil an ear of …

  • May 6, 2019

    Lose Yourself to Find Yourself

    It is easy to get lost in today’s busy, electronic, always-on world. Information is constantly flowing at you, or past you. The need to constantly stay connected and be on …

  • April 22, 2019

    Ch-ch-ch-ch-changes

    I’m thinking of the chorus of that great song by David Bowie from many years ago: “Ch-ch-ch-ch-changes (Turn and face the strange)” Bowie nails it. Change can be strange: …

  • April 16, 2019

    Investment Focus | Issue 1

    The Difference a Few Months Can Make The closing months of 2018 were a classic example of behavioral science in action. The concept of “Loss Aversion” tells us that …

  • March 12, 2019

    Retirement Announcement

    After faithfully serving his friends and clients, Josef Riha has retired! Josef has been a long-term business partner to Michael Caldwell, as well as a personal friend. He is missed …

  • March 7, 2019

    Investors Behaving Badly

    If market volatility is keeping you awake at night, there’s an even more insidious danger lurking in the shadows. Dalbar Inc., a research company that studies investor behaviour and …

  • February 8, 2019

    Preparing for Retirement? Get the first question right.

    For some reason, I was particularly puzzled that morning. Perhaps it was one too many late-night hockey games, or maybe the early morning darkness had me disoriented, but I was …