Caldwell Wealth & Estate Advisory Ltd. | Michael Caldwell, Author at Caldwell Wealth & Estate Advisory Ltd.

Author Archive

Investment Focus - Quarterly Review
November 6, 2019

Investment Focus | Issue 3

The Return to Volatility Volatility was the norm in the third quarter.  Whether it was the loss of five million barrels of oil per day from the …

Learning the ABCs of Financial Literacy
August 7, 2019

The ABCs of $1-2-3s | Part One

I Know What You’re Thinking It’s the summer, it’s vacation time, and (as much as you might be eager for your kids to be back in the …

Investment Focus - Quarterly Review
July 23, 2019

Investment Focus | Issue 2

  Nothing in the World is Free “Nothing in the world is free…The sooner you know it, the better you’ll be” Clifford Coulter (Jazz Artist) I was …

Of Ants and Grasshoppers
June 18, 2019

Of Ants and Grasshoppers

In a field one summer’s day a Grasshopper was hopping about, chirping and singing to its heart’s content. An Ant passed by, bearing along with great toil …

Jason's restored bike
May 6, 2019

Lose Yourself to Find Yourself

It is easy to get lost in today’s busy, electronic, always-on world. Information is constantly flowing at you, or past you. The need to constantly stay connected …

Change Management
April 22, 2019

Ch-ch-ch-ch-changes

I’m thinking of the chorus of that great song by David Bowie from many years ago: “Ch-ch-ch-ch-changes (Turn and face the strange)” Bowie nails it. Change …

Investment Focus - Quarterly Review
April 16, 2019

Investment Focus | Issue 1

The Difference a Few Months Can Make The closing months of 2018 were a classic example of behavioral science in action. The concept of “Loss Aversion” …

Michael and Josef
March 12, 2019

Retirement Announcement

After faithfully serving his friends and clients, Josef Riha has retired! Josef has been a long-term business partner to Michael Caldwell, as well as a personal friend. …

Investors behaving badly
March 7, 2019

Investors Behaving Badly

If market volatility is keeping you awake at night, there’s an even more insidious danger lurking in the shadows. Dalbar Inc., a research company that studies …

Retired piggy bank
February 8, 2019

Preparing for Retirement? Get the first question right.

For some reason, I was particularly puzzled that morning. Perhaps it was one too many late-night hockey games, or maybe the early morning darkness had me disoriented, …