Rick Tomalty

Financial Planner
President & Managing Partner | Caldwell Advisory
Investment Advisor | Aviso Wealth

Since entering the financial advisory industry in 1985, Rick has committed his professional life to promoting the growth and success of his clients. As an accredited business and executive coach, he brings an insightful and unique values–based approach to planning that helps people align their financial decisions with their most important priorities, passions and people. In particular, Rick has a special talent for being able to translate complex financial issues into simple, understandable concepts, and tailoring an action plan specific to a client’s objectives.

Informed decisions make for regret-free decisions. To better inform and advise his clients, Rick has attained a number of relevant professional designations: Certified Financial Planner (CFP), Chartered Life Underwriter (CLU), Chartered Financial Consultant (CH.F.C.), Certified Health Insurance Specialist (CHS) and Master Financial Advisor (MFA) with a specialization in Succession and Estate Planning. His specialized education and experience translate into valuable insights for business owners and shareholders of professional medical corporations, areas of expertise to which Rick dedicates much of his practice.

Rick and his wife, Carol, are actively involved in the local community, and are pleased to support numerous local, national and international charities.

Rick is a qualifying member of MDRT.

Rick is an Investment Advisor. See the CIRO Advisor Report.

Rick Tomalty
Certified Financial Planner logo    PROFESSIONAL DESIGNATIONS | CFP, CLU, CH.F.C., CHS, MFA, CEA
Rick Tomalty and his team provided consistent and reliable oversight on a very unique situation regarding a life insurance policy. He took the time to help us navigate confusing circumstances, was quick to provide thorough and thoughtful answers to all our questions, and graciously gave us the benefit of his expertise to provide excellent client support. Rick is the consummate professional. It was a pleasure to do business with such a conscientious team. We have no hesitation in singing his praises and/or recommending his services.
M, C, H Cunningham

I started working with Rick while I was still in medical school, and even though my education and practice took me to different parts of the country, I have always had confidence that Rick was watching over my portfolio with the same care and attention as he would his own.

Now, years later, as my practice and family grows he continues to play a pivotal role in helping me sort through the many opportunities and distractions that get put in front of me and my family. Having Rick quarterback my investments and insurance frees me to focus my attention on the many demands of my profession.

Dr. John Tomc

We have known Rick for over 25 years. His wide breadth of knowledge and experience, combined with a high degree of integrity has equipped him to deliver exceptional customer service. We value our ongoing relationship with Rick as he continues to guide us through the volatile times facing the financial sector.

Dr. Robert & Kim Connelly

I have been working with Rick since 1985, and he has now served three generations of my family. When the media is promoting panic, Rick has always offered a calming voice, helping us avoid rash and emotional decisions that would have cost us. He has worked with us to consolidate our insurance and investment positions, identify our future needs and suggested ways to create a lasting legacy for some of the charitable causes that are important to us as a family. Now, he’s starting to help us pass on sound financial principles to our daughters.
Kevin Titley

We required advice and feedback with respect to our growing business and were fortunate enough to meet Rick and Jason while attending one of their seminars.

In subsequent meetings, they were extremely thoughtful and aware of our specific situation. We were very impressed with not only the amount of time they spent preparing, but also presenting, in a professional manner an appropriate strategy for us.

They assisted in not only strategizing goals but provided a keen, practical awareness of methods to achieve those goals.

We strongly recommend reliance on their expertise and advice.

It was an exercise to which we did not initially look forward to, however, Rick and Jason made it a pleasant, enlightening experience and we look forward to working closely with them in the future.

We highly recommend reliance on their advice.

Michael & Ida Cotman

I was looking for a solid detailed plan, and a trustworthy person to help us stay on track with it – Rick fits the bill.
Scott Pyne

Articles written by Rick

Of Ants and Grasshoppers

Of Ants and Grasshoppers

Ant or grasshopper? To help you decide which you might better relate to, here are some observable patterns that have led to my thesis.

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